THE SMART TRICK OF 1WALLET THAT NO ONE IS DISCUSSING

/legacy: legacy code forked from an early TOTP demo by Quoc Le, refactored and rebuilt by @polymorpher for tests and benchmarking, and discontinued in June 2021.This eliminates the largest vulnerability for hacking and theft: You can not shed non-public keys if you do not have it! In addition, it removes the effort of managing them and being forced